Team Tips and Tools: Presented by Gina and Richard Blanco

1. $ Determine how much you can afford before you shop for a home.
3. $ Get pre-approved for a loan as soon as possible.
4. Make a checklist of the features you are looking for in a home.
6. $ Separate this list into three categories: features which are essential, those preferred but not necessary and those you absolutely do not want.

1. $ Bring your checklist with you when viewing homes.
2. Research neighborhoods.

1. $Keep a log of the homes you've seen and what you liked and disliked about each one.
3. $ When viewing a home, check all sinks, toilets, tubs and showers
5. $ Open windows and doors and flip switches.
7. $ Ask about the condition of major appliances.
9. $ Find out which items the seller intends to take with him/her in their move.
11. $ Visit the neighborhood at various times of day and night and on different days of the week.

"Business built on integrity”

“Experience the difference”

1. $ Ask neighbors about the area.
3. $ Resolve any credit problems before applying for a loan.
5. $ Deposit your down payment funds into one account.
7. $ Avoid making any major purchases when looking for a home. This could adversely affect the amount you are able to borrow for a mortgage.
9. $ Do not make any job or career changes while shopping for a home or during the process.
10. Shop for homeowners insurance early in the loan process.
12. $ Being organized will help prevent any delays in the closing of escrow.
14. $ Pick up your keys. When all conditions are met, the loan funds and records and the transaction is officially closed.

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